Boligmarkedet i USA forskrekker igjen

Problemene i det amerikanske boligmarkedet synes å være enda dypere enn antatt. Yahoo Finance melder at prisene på boliger har falt 25%. Og enkelte mener nå at anslagene for fallet må justeres – at boligmarkedsprisene i USa kan komme til å falle med hele 35-40%:

House prices plunged again in October, with the rate of year-over-year decline accelerating to a new record high of 19%. The peak-to-trough decline in the Case Shiller 10-city index is now 25%; the 20-city index is down 23%.

We still occasionally hear folks predicting that the overall house-price decline might be on the order of 20% or so–or maybe 25%, tops.  Might be time to adjust those forecasts.  Given the current rate of decline and the fact that house prices still have yet to reach their long-term historical average relative to incomes and rents, we remain comfortable with our prediction of a 35%-40% total decline. Unless the rate of price decline moderates soon, this could even prove conservative.

Om  boligprisene fortsetter å falle videre, vil dette selvsagt ha omfattende konsekvenser både for det amerikanske kredittmarkedet og for forbrukeretterspørselen i USA, og ytterligere forverre finanskrisen.